#9 Digital India That You Can Use: NAD

National Academic Depository(NAD)

The National Academic Depository (NAD) is a 24x7 online storehouse of all academic awards, such as certificates, diplomas, degrees, and mark sheets, duly digitized and lodged by academic institutions/boards/eligibility assessment bodies. NAD not only ensures easy access to and retrieval of an academic award but also validates and guarantees its authenticity and safe storage.

NAD works by providing a digital platform for academic institutions/boards/eligibility assessment bodies to lodge the academic awards issued by them. Students can then register on NAD and link their academic awards to their NAD accounts. Once linked, students can access, download, and print authenticated copies of their academic awards at any time, from anywhere in the world.

NAD also provides a verification service to employers and other organizations. This service allows organizations to verify the authenticity of academic awards without having to contact the issuing institution directly.

Here are some of the benefits of using NAD:

• Convenience: NAD provides a convenient way for students to access and manage their academic awards. Students can access their NAD accounts from anywhere in the world, at any time.

• Authenticity: NAD verifies the authenticity of all academic awards lodged on its platform. This means that employers and other organizations can be confident that the academic awards they are verifying are genuine.

• Security: NAD uses a variety of security measures to protect the confidentiality and integrity of academic awards stored on its platform.

• Reduced costs: NAD can help academic institutions/boards/eligibility assessment bodies to reduce the costs associated with issuing and managing academic awards.

To use NAD, students must first register on the NAD website. Once registered, students can link their academic awards to their NAD accounts. To do this, students will need to provide NAD with the following information:

• Their name and date of birth

• Their Aadhaar number or mobile number

• The details of their academic awards, such as the issuing institution, the award type, and the award number

Once their academic awards are linked to their NAD accounts, students can access, download, and print authenticated copies of their awards at any time.

To use NAD's verification service, employers and other organizations must first register on the NAD website. Once registered, organizations can request NAD to verify the authenticity of academic awards. To do this, organizations will need to provide NAD with the following information:

• The student's name and date of birth

• The student's Aadhaar number or mobile number

• The details of the academic award to be verified

NAD will then verify the authenticity of the academic award and provide the organization with a verification report.

NAD is a valuable resource for both students and organizations. It provides a convenient, secure, and efficient way to manage and verify academic awards.

How Academic Bank of Credit (ABC) Works

How Academic Bank of Credit (ABC) Works 

The Academic Bank of Credits (ABC) works by storing and managing student academic credits in a digital repository. Students can then transfer credits between institutions, or redeem credits for a degree or diploma.

Here is a step-by-step overview of how the ABC works:

1. A student creates an account with the ABC and registers their academic credits.

2. The student's credits are verified by the ABC and stored in the digital repository.

3. The student can then transfer credits to another institution, or redeem credits for a degree or diploma.

4. To transfer credits, the student submits a request to the ABC. The ABC then verifies the request and transfers the credits to the new institution.

5. To redeem credits for a degree or diploma, the student submits a request to the ABC. The ABC then verifies the request and issues the degree or diploma to the student.

The ABC is still under development, but it is already being used by a number of educational institutions in India. It is expected to play a significant role in promoting student mobility and flexibility in the Indian education system.

Here are some of the benefits of using the ABC:

• Flexibility and convenience: The ABC gives students the flexibility to pursue their education at their own pace and on their own terms. Students can transfer credits between institutions, or redeem credits for a degree or diploma, at any time.

• Reduced costs: The ABC can help students to reduce the cost of their education by allowing them to transfer credits between institutions. Students can also redeem credits for a degree or diploma from a less expensive institution.

• Transparency and accountability: The ABC provides a transparent and accountable way for students to manage their academic credits. Students can track their credit accumulation and transfer progress through a secure online dashboard.

The ABC is a valuable tool for students who want to pursue their education in a flexible and convenient way. It can also help students to reduce the cost of their education.

How Digital Public Infrastructure(DPI) Works

How Digital Public Infrastructure(DPI)  Works

Digital Public Infrastructure (DPI) is a digital network that enables countries to safely and efficiently deliver economic opportunities and social services to all residents. It can be compared to roads, which form a physical network that connects people and provides access to a huge range of goods and services.

DPI works by providing a shared foundation for digital services. This foundation includes things like:

• Digital identity systems: These systems allow people to prove their identity online, which is essential for accessing many government and private services.

• Digital payments systems: These systems allow people to send and receive money electronically, which can be much faster and more convenient than traditional methods.

• Data exchange systems: These systems allow data to be shared between different organizations in a secure and controlled way. This can help to improve the efficiency and effectiveness of government services and businesses.

DPI can be used to improve a wide range of government and private services. For example, it can be used to:

• Make it easier for people to apply for and receive government benefits.

• Allow people to pay their taxes online.

• Provide access to e-health services.

• Enable businesses to reach new customers and sell their products and services online.

DPI is still a relatively new concept, but it is quickly gaining importance as countries around the world work to digitize their economies and societies.

Here are some examples of how DPI is being used in different countries:

• India: India's Aadhaar digital identity system has been used to provide access to a wide range of government services, including bank accounts, food subsidies, and healthcare.

• Kenya: Kenya's M-Pesa mobile money system has made it easier for people to send and receive money, even in remote areas.

• Estonia: Estonia has developed a comprehensive digital government platform that allows citizens to access a wide range of services online, including voting, tax filing, and healthcare.

DPI has the potential to transform the way that governments and businesses deliver services to citizens. By providing a shared foundation for digital services, DPI can make it easier, faster, and more efficient for people to access the services they need.

How BHIM Works

How BHIM Works

BHIM, or Bharat Interface for Money, is a digital payment app developed by the National Payments Corporation of India (NPCI). It uses the Unified Payments Interface (UPI) system to facilitate direct bank-to-bank transfers using a mobile phone. UPI is a real-time payment system that allows users to send or receive money 24/7, 365 days a year.

To use BHIM, you must first download the app from the Google Play Store or the Apple App Store. Once the app is installed, you will need to register your bank account with BHIM. To do this, you will need to enter your mobile number and the last six digits of your debit card. You will also need to set a UPI PIN. Your mobile number will be your UPI ID.

Once you have registered your bank account with BHIM, you can start making payments. To send money, you can enter the UPI ID of the recipient or scan their QR code. You will then need to enter the amount of money you want to send and your UPI PIN. To receive money, you can share your UPI ID with the sender or generate a QR code. The sender will then be able to send you money using your UPI ID or QR code.

BHIM is a safe and secure way to make digital payments. All transactions are encrypted and protected by a UPI PIN. BHIM is also very convenient to use. You can make payments to anyone in India, regardless of their bank, as long as they have a UPI ID.

Here is a step-by-step guide on how to use BHIM to send money:

1. Open the BHIM app and enter your UPI PIN.

2. Tap on the "Send" option.

3. Enter the UPI ID of the recipient or scan their QR code.

4. Enter the amount of money you want to send.

5. Review the transaction details and tap on "Send".

6. Enter your UPI PIN to confirm the transaction.

You will receive a notification from your bank once the transaction has been completed.

Here is a step-by-step guide on how to use BHIM to receive money:

1. Open the BHIM app and enter your UPI PIN.

2. Tap on the "Receive" option.

3. Share your UPI ID with the sender or generate a QR code.

4. The sender will then be able to send you money using your UPI ID or QR code.

5. You will receive a notification from your bank once the transaction has been completed.

BHIM is a free-to-use app. There are no charges for sending or receiving money using BHIM.

How Aadhaar Works

How Aadhaar Works 

Aadhaar is a unique identity number that is assigned to every Indian resident. It is issued by the Unique Identification Authority of India (UIDAI) on behalf of the Government of India. Aadhaar is based on demographic and biometric information, including name, date of birth, gender, address, fingerprints, and iris scans.

Aadhaar works by using a sophisticated algorithm to generate a unique 12-digit number for each individual. This number is linked to the individual's demographic and biometric information. Aadhaar can be used to verify a person's identity and authenticate transactions.

Aadhaar can be used in a variety of ways, including:

• Accessing government services: Aadhaar can be used to access a wide range of government services, such as passport applications, income tax filing, and social security benefits.

• Opening bank accounts: Aadhaar can be used to open bank accounts and avail other financial services.

• Filing taxes: Aadhaar can be used to file taxes online.

• Buying SIM cards: Aadhaar is required to purchase SIM cards for mobile phones in India.

• Authenticating online transactions: Aadhaar can be used to authenticate online transactions, such as payments and purchases.

To use Aadhaar, an individual must first enroll for it. Enrollment is a simple process that can be done at any Aadhaar enrollment center. Once enrolled, the individual will receive a 12-digit Aadhaar number and an Aadhaar card.

To verify a person's Aadhaar identity, a requesting entity (such as a bank or government agency) can send an authentication request to the UIDAI. The UIDAI will then verify the person's identity by comparing the demographic and biometric information in the authentication request to the information stored in the Aadhaar database.

Aadhaar is a secure and reliable way to verify identity. It is also a convenient way to access government services and financial services.

Here are some specific examples of how Aadhaar is being used in India:

• The Direct Benefit Transfer (DBT) scheme: Aadhaar is used to transfer government benefits directly to the bank accounts of beneficiaries. This has helped to reduce corruption and ensure that benefits reach the intended recipients.

• The Pradhan Mantri Jan Dhan Yojana (PMJDY) scheme: Aadhaar is used to open bank accounts for the poor and underbanked. This has helped to bring more people into the formal financial system.

• The Goods and Services Tax (GST): Aadhaar is used to register businesses for GST and to file GST returns. This has helped to simplify the tax system and reduce compliance costs for businesses.

Aadhaar is still a relatively new program, but it is already having a significant impact on the lives of millions of Indians. It is helping to make India a more inclusive and prosperous society.