ChatGPT India

India Stack and the Role of Account Aggregator by Sanjay Jain In our masterclass series held during the first Account Aggregator Hackathon, Sanjay Jain, Partner, Bharat Innovation Fund walks us thru IndiaStack.org - identity (Aadhaar), payments (UPI), data (Account Aggregators).

Why India Stack was created?- Digital India Series We are living in an ever-growing online world. Students attend online classes, employees work from home, people buy online..... Realizing the importance of online platform- the Indian government back in 2014 decided to deliver citizen services online through Digital India Building on its earlier e-governance projects , Digital India has one goal- deliver citizen services online on resident mobile devices. Delivering resident services online requires the following basic functionalities- online identity (Aadhaar), online authentication ( Aadhaar eKYC) online documents ( Digilocker), online signature ( eSign), online payment ( UPI ) and Digital consent layer that enables residents to share data selectively. These basic functionalities are called IndiaStack are open for public consumption- business- startups...

1 India Goes Digital  Digital India is a great concept. Its purpose is DIGITIZING our interactions with the government. It aims to transform governance by adopting digital technologies. A digital government can deliver citizen services  electronically and online.   2 Digital India Technologies  The main digital technologies deployed are cloud computing , mobile technology and the Internet . 3 Digital India Described  Digital India is a brand name denoting a series of e-governance projects undertaken by various government since the 1990s.  E-governance projects in the past were undertaken in different departments and in isolation. Digital India consolidates all such projects and takes them further in unison. 4 India before Digital India  Before the advent of digital India,  citizen services were brick and mortar modelled -  paper based- ration card, marks card.. office bound- visit office to get service/document/ticket  Local-  documents are valid locally - Gas connection involved phys

The Importance of Citizen Identity  https://dastikop.blogspot.com https://youtube.com/user/dastikop The need to prove who we are and where we live is a recurring  requirement  in our life.  When we travel by train we need to prove that you are the same person whom the travel ticket is booked,  when you go to the bank to open a new account, you need to prove your place of residence.  In many developing countries individuals do not have documents to prove their identity. This prevents them from accessing services provided by both the private and public sectors. Until 2009, even India had this problem: no universal citizen identity document.  Before 2009 , in India, a ration card, which is issued to households and lists the members of the household, is perhaps the most ubiquitous form of identification. This allows certain households, particularly the poor, to access subsidised grains, sugar, kerosene and LPG gas through the public distribution system. Financial inclusion also requires id

India Stack Developer Online Course  Aadhaar Authentication Essentials- COURSE AGENDA Course home page Contact : Ravindra Dastikop  Cell 63606 87902 https://dastikop.blogspot.com   ------------------ Lesson 0: Introduction to Aadhaar Authentication Essentials  Welcome and Introduction Why Aadhaar Authentication essentials?  Defining Aadhaar authentication essentials Interesting facts about Aadhaar Authentication essentials Evolution of Aadhaar authentication essentials Need for Aadhaar authentication Essentials ( Real life case studies narrated) Authentications needs/trends Course objectives Flow and Learning Strategy for the Course Other relevant information Conclusion  Lesson 1: Introduction to Aadhaar Authentication System Introduction Overview of Aadhaar authentication system Getting started with Aadhaar Authentication System Lesson 2: Introduction and History to Aadhaar Authentication system Recognize Aadhaar national identity infrastructure Describe the security measures Aadhaar

  The Benefits of IndiaStack https://dastikop.blogspot.com https://youtube.com/user/dastikop    IndiaStack has become the underlying platform for digital India. It provides a technical and collaborative infrastructure upon which digital India can grow, evolve and innovate. The expanding set of APIs operating on IndiaStack allows governments, businesses, startups and individual developers to use the digital infrastructure to achieve new types of presence-less, paperless and cashless service delivery.  The Aadhaar “presence-less layer” provides Indian citizens authentication services that are essential for robust digital governance.  The “paperless layer” supports paperless transactions through digital signatures, which eliminate the need for paper collection and storage.  The “cashless layer” offers unified and universal online payments.  And the “consent layer” makes it possible to securely provide Aadhaar details to service providers.  IndiaStack provides the digital infrastructure to

India Stack: A Developer’s Approach       https://dastikop.blogspot.com     https://youtube.com/user/dastikop Introduction Today in India we have available development platform and growing market for the successful practice of india oriented software and app development.  This development platform is characterized as India Stack- IndiaStack is a complete set of API, made available under the Open API Policy, which enables development of payment-enabled Apps. It includes Aadhaar for Authentication (Aadhaar already covers over  1.2 billion people and will quickly cover the population of the entire nation providing the world’s largest authentication system), e-KYC documents (safe deposit locker for issue, storage and use of documents), e-Sign (digital signature acceptable under the laws), unified payment interface (for financial transactions) and privacy-protected data sharing within the stack of API. Together, the India Stack enables Apps that could open up many opportunities in financi