JAM trinity (Jan Dhan, Aadhaar and Mobile)

It is the initiative by the Government of India to link Jan Dhan accounts, Mobile numbers and Aadhar cards of Indians to directly transfer subsidies to intended beneficiaries and eliminate intermediaries and leakages. 

Various Government schemes under JAM

• Pratyaksh Hanstantarit Labh (PAHAL) Yojna

• Pradhan Mantri Suraksha Bima Yojna

• Pradhan Mantri Jivan Jyoti Bima Yojna

• Atal Pension Yojana