IndiaStack: An Annotated Bibliography
By
Ravindra Dastikop
https://indiastack.blogspot.com
CITATION
Dastikop, Ravindra ( 2020)- ‘ IndiaStack: An Annotated Bibliography
Available at. https://indiastack.blogspot.com
Request for Print Format @ ravindra.dastikop@gmail.com
Last Updated on 23-07-2020
Abstract:
IndiaStack is a Digital India Platform for government and developers. This document provides an annotated bibliography on IndiaStack. It covers articles, resources and more. The aim is to provide readers with a source of information that can be used as the basis for more detailed studies in this area. This article is a draft of a working document in progress, and has been made available to members of the practitioner community interested. This bibliography is periodically updated to incorporate new or overlooked papers related to IndiaStack. If you would like to nominate a paper for inclusion within this bibliography, please contact the author at ravindra.dastikop@gmail.com
https://indiastack.org/- This is a primary and official source on IndiaStack information, references and resources. Managed by a group of professionals, it consists resources aimed at practitioners, developers and other interested audiences.
The Benefits of IndiaStack - an introductory write up on benefit potential of India Stack
INDIA STACK – WHAT, WHY, HOW?- This resource explains the reason and rationale behind the creation of IndiaStack and its immense innovation potential
IndiaStack — Getting Started (2017)- This article appreciates the concept and potential of IndiaStack as a developer platform and resource. However it take critical view at currently available underpar resource and calls better professional standard resources that really help developers
What is IndiaStack and How is it Set to Change India?- A very detailed article on IndiaStack. It cover the context and situation that led to the creation of Aadhaar and subsequent Digital India components or layers and how they weave together into a powerful public Good. It also narrates the transformative power of IndiaStack with illustrative examples
India Stack: The Bedrock of a Digital India (2016) - A Must read for a beginner. It explains every aspect of IndiaStack covering each layer in detail and with illustrations.
India Stack - Architecture for Digital India (2017) - A youtube video that informally presents the architectural aspects of IndiaStack
INDIA STACK: THOUGHTS ON UNLEASHING THE POTENTIAL OF DIGITAL INDIA URL for Linkedin copy (2017) A general and informative introduction to IndiaStack. Recognizing IndiaStack as a new public Goods in line with GPS, it stresses the innovative potential and possibility that IndiaStack can bring out by active developer community
Indian Banking in Time of Change- (2016) Nandan Nilekani session where he explains the impact of IndiaStack on Fintech
Understanding the India Stack (2016) - by Pramod Verma- one of the chief architects of Aadhaar explains the true potential of IndiaStack
Igniting Hundreds of experiments - How India’s Digital Infrastructure unleash in a new era of Innovation (2015) - This presentation positions the Indiastack in an expanding innovative landscape
Digital India PPT by GOI (2015) - A general presentation that establishes the context of Digital India programme, its vision, mission and its goal of delivering citizen services electronically and online.
The Evolution of India Stack - A Chronological history of IndiaStack- starting from the release of Aadhaar API in 2010 to Digilocker release in 2016
Connecting India to grow Sanjay Jain - (2017) explains how a large population is not reached by current banking sector and how they are part of informal economy . The Role of IndisStack in attaining financial inclusion for entire population.
https://en.wikipedia.org/wiki/India_Stack - This is a wikipedia article and has a report on the first pilot on IndiaStack
IndiaStack - This article mainly sourced from describes the potential and enabling impacts of IndiaStack on India’s Fintech sector (S)
IndiaStack explained- Vikaspedia- An informative write up on IndiaStack. Vikaspedia is an online information guide launched by the Government of India
.
India Stack - A change agent for government, startups and corporates to serve citizens (Online read)
India stack finextra ( Online read)
India Stack must be free, open. (2017) (read)
Should Other Countries Build Their Own India Stack? - (2017). This article captures the development of Aadhaar and other layers of IndiaStack independently and how they joined together to create IndiaStack. Given the scale of transformation it is brining in public and private sectors, the paper call for other countries to build their own version of IndiaStack
What is IndiaStack? How can a developer benefit from it?- A Quora answer highlights the layers of IndiaStack and how ,due to its digital nature it helps reduce friction in exchanging data between citizens, government and business.
The Importance of India Stack - This blog post describes the role of Public Goods in business innovation with special reference to India Stack
IndiaStack Layers- Video- A general 90 seconds introduction to IndiaStack layers.
Digital Consent Framework - This post describes the top most layer of India stack that deals with resident data security and privacy safeguards.
IndiaStack- A Developer’s Approach- A post sourced from stresses the opportunity space created by IndiaStack for developers
IndiaStack Developer- A First Course - Suggests a curriculum for a first course on IndiaStack for developer
.
EasyGov- is an IndiaStack enabled enterprise. Its services are built on IndiaStack layers. It provides services such as application for a new passport, marriage certificate, PAN Card, police verification on an 'IndiaStack' application platform
Under Review
After Beta-Testing On A Billion Indians, The Tech Behind Aadhaar Is Going Global
Startups building on IndiaStack: A Landscaping Study
India Stack: To serve the underserved
INDIA STACK PROJECT : MAKING 5-MINUTE INCLUSIVE LOANS A REALITY WITH INDIA STACK 5-MINUTE INCLUSIVE LOANS A REALITY WITH INDIA STACK
Bridging India’s Financial Divide – How startups can leverage IndiaStack’s limitless possibilities
Technical resources
Aadhaar Authentication: http://indiastack.org/aadhaar/
eSign: http://indiastack.org/esign/
Digital Locker: http://indiastack.org/digilocker/
IndiaStack APIs
Aadhaar AUTH API
Aadhaar authentication is the process wherein Aadhaar Number, along with other attributes, including biometrics, are submitted online to the CIDR for its verification on the basis of information or data or documents available with it. Aadhaar authentication provides several ways in which a resident can authenticate themselves using the system. At a high level, authentication can be ‘Demographic Authentication’ and/or ‘Biometric Authentication’.
During the authentication transaction, the resident’s record is first selected using the Aadhaar Number and then the demographic/biometric inputs are matched against the stored data which was provided by the resident during enrolment/update process. Fingerprints in the input are matched against all stored 10 fingerprints
How to Get Aadhaar API ( Video)
Aadhaar Authentication API ( Video)
Aadhaar Authentication - Handson course
Sandbox
EKYC API
Aadhaar eKYC is a paperless Know Your Customer (KYC) process, wherein the Identity and Address of the subscriber are verified electronically through Aadhaar Authentication.
It can be used as an alternative to the current KYC process which is done on the basis of physical photocopies of the original documents (ID proof and Address proof).
With the explicit consent / authorization by the resident, the Aadhaar e-KYC service provides an instant, electronic, non-repudiable “Proof of Identity” and “Proof of Address” along with date of birth and gender. In addition, it also provides the resident’s mobile number and email address to the service provider, which helps in further streamlining the process of service delivery. Read More..
Sample Application
Here’s a sample .NET application for eKYC on Open Forge: https://openforge.gov.in/projects/aadhaarappdotnet/
Digilocker
Targeted at the idea of paperless governance, Digital Locker is a platform for issuance and verification of documents & certificates in a digital way, thus eliminating the use of physical documents. Indian citizens who sign up for a DigiLocker account get a dedicated cloud storage space that is linked to their Aadhaar (UIDAI) number. Organizations that are registered with Digital Locker can push electronic copies of documents and certificates (e.g. driving license, Voter ID, School certificates) directly into citizens lockers. Citizens can also upload scanned copies of their legacy documents in their accounts. These legacy documents can be electronically signed using the eSign facility
UPI API
“Unified Payment Interface” (UPI) enables all bank account holders in India to send and receive money instantly from their smartphones without the need to enter bank account information or net banking userid/ password.
For using UPI, users need to create a Virtual Payment Address (VPA) of their choice and link it to any bank account. The VPA acts as their financial address and users need not remember beneficiary account number, IFSC codes or net banking user id/password for sending or receiving money. UPI can be used to for Peer-Peer, Peer-Merchant & Business-Business payment transactions.