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Living an Informed Life | Financial Literacy

"Financial Literacy 101 equips individuals with essential knowledge and skills for making informed and responsible financial decisions, covering topics such as budgeting, saving, and investing." Financial literacy is crucial for making informed and effective decisions about money. Here are 10 key points to understand about financial literacy: Budgeting: Create and stick to a budget to manage income and expenses effectively. Understand the difference between fixed and variable expenses. Saving: Save a portion of your income regularly for emergencies and future goals. Know the importance of an emergency fund to cover unexpected expenses. Investing: Understand the basics of investing, such as stocks, bonds, and mutual funds. Diversify your investments to spread risk and increase potential returns. Debt Management: Be aware of the impact of interest rates on loans and credit cards. Develop strategies to pay off high-interest debt and avoid unnecessary borrowing. Credit Score: Kno

Living an Informed Life 101

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"Living an Informed Life 101 encourages making well-informed choices by staying curious, seeking diverse perspectives, and cultivating a continuous learning mindset."

#21 Digital India That You Can Use: Shiksha Vani

Shiksha Vani Shiksha Vani is an audio-based learning initiative launched by the Central Board of Secondary Education (CBSE) in 2019. It is a podcast app that disseminates crucial information to students and parents in a timely manner. The app aims to provide easy access to information on educational tools and easy availability of up-to-date information regarding educational tools and initiatives that can improve outcomes. Shiksha Vani works by providing students and parents with access to a variety of audio content, including: Podcasts on various subjects of grades 9 to 12, in accordance with the NCERT curriculum. Interviews with experts on education, parenting, and other relevant topics. News and announcements from CBSE. Tips and advice for students and parents. To use Shiksha Vani, users can download the app from the Google Play Store. Once the app is downloaded, users can create an account and start listening to the content. The app also allows users to download podcasts for offline

#18 Digital India That You Can Use: e-Yantra

e-Yantra  e-Yantra is a robotics outreach program funded by the Ministry of Education and hosted at IIT Bombay. It is a project-based learning program that aims to develop engineers capable of solving local problems across a variety of domains using technology. The e-Yantra Robotics Competition (eYRC) is the flagship event of e-Yantra. It is a national-level competition that is open to all undergraduate engineering students in India. The competition is divided into two stages: Stage 1: All teams are required to complete a series of online modules on embedded systems and robotics. The modules cover topics such as electronics, programming, and mechanical design. Teams are also required to submit a project proposal for a robotics project. Stage 2: A select number of teams from Stage 1 are invited to participate in the National Finals at IIT Bombay. At the Finals, teams are required to demonstrate their robotics projects to a panel of judges. The eYRC is a challenging competition, but it i

#20 Digital India That You Can Use : NPTEL

NPTEL NPTEL, or the National Programme on Technology Enhanced Learning, is an initiative by seven Indian Institutes of Technology (IIT Bombay, Delhi, Guwahati, Kanpur, Kharagpur, Madras and Roorkee) and Indian Institute of Science (IISc) to create course contents in engineering and science. How NPTEL works: Course creation: Subject Matter Experts (SMEs) from the IITs and IISc create recorded video content for the courses. The course content is typically divided into weekly modules, each of which consists of several video lectures, assignments, and discussion forum posts. Course delivery: The courses are delivered online through the NPTEL website. Students can enroll in courses for free and access the course content at their own pace. Assessment: Students are assessed on their understanding of the course material through weekly assignments and a final exam. Students who successfully complete the course and pass the exam are awarded a certificate. NPTEL courses are a valuable resource fo

#9 Digital India That You Can Use: NAD

National Academic Depository(NAD) The National Academic Depository (NAD) is a 24x7 online storehouse of all academic awards, such as certificates, diplomas, degrees, and mark sheets, duly digitized and lodged by academic institutions/boards/eligibility assessment bodies. NAD not only ensures easy access to and retrieval of an academic award but also validates and guarantees its authenticity and safe storage. NAD works by providing a digital platform for academic institutions/boards/eligibility assessment bodies to lodge the academic awards issued by them. Students can then register on NAD and link their academic awards to their NAD accounts. Once linked, students can access, download, and print authenticated copies of their academic awards at any time, from anywhere in the world. NAD also provides a verification service to employers and other organizations. This service allows organizations to verify the authenticity of academic awards without having to contact the issuing institution

The Digital India Story

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The Digital India Story  The Digital India story is a remarkable one. In just a few years, India has transformed itself from a largely offline country to a digital powerhouse. This transformation has been driven by a number of factors, including: The government's commitment to digital transformation: The Indian government has made digital transformation a top priority, launching a number of initiatives to promote digital literacy, infrastructure development, and e-governance. The rise of the internet and smartphones: The internet and smartphones have become increasingly affordable and accessible in India, enabling millions of people to connect to the digital world for the first time. The growth of the Indian startup ecosystem: India's startup ecosystem is one of the most vibrant in the world, with thousands of startups developing innovative digital products and services. The Digital India story has had a profound impact on the lives of millions of Indians. It has made it easier

#8 Digital India That You Can Use | BHIM

BHIM Bharat Interface for Money (BHIM) is a digital payment app developed by the National Payments Corporation of India (NPCI) as part of the Digital India initiative. It uses the Unified Payments Interface (UPI) system to facilitate direct bank-to-bank transfers using a mobile phone. BHIM is a safe and secure way to make digital payments. All transactions are encrypted and protected by a UPI PIN. BHIM is also very convenient to use. You can make payments to anyone in India, regardless of their bank, as long as they have a UPI ID. BHIM has played a significant role in promoting digital payments in India. It has made it easier and more convenient for people to make payments to one another, and it has also helped to reduce the use of cash. Here are some of the key features of BHIM: Real-time payments: BHIM transactions are processed in real time, so you can send and receive money instantly. 24/7 availability: BHIM is available 24/7, 365 days a year. Easy to use: BHIM is very easy to use.