India Stack Explained

India Stack Explained

India Stack is a set of digital public infrastructure that has been built in India over the last 15 years. It is designed to be interoperable and accessible to everyone, regardless of their income or location. India Stack is made up of five building blocks: Aadhaar, eSign, DigiLocker, UPI, and Account Aggregators.

  • Aadhaar is a unique identification number issued to all Indian citizens. It can be used to verify a person's identity and address.
  • eSign is an electronic signature that can be used to sign documents digitally. It is legally valid in India.
  • DigiLocker is a cloud-based storage service that allows people to store their digital documents securely.
  • UPI is a real-time payment system that allows people to transfer money between bank accounts instantly.
  • Account Aggregators are third-party platforms that allow people to share their financial data with other organizations securely.

India Stack is a powerful tool that can be used to improve the lives of millions of Indians. It has the potential to:

  • Make government services more accessible and efficient.
  • Reduce corruption and improve transparency.
  • Drive financial inclusion and economic growth.
  • Improve healthcare and education.

India Stack is still under development, but it has already had a significant impact on India. It is a key part of the Indian government's digital transformation agenda, and it has the potential to revolutionize the way India does business.